Your Insurance Coverage Questions Answered

HLIC Coverage Conversations are videos we record to answer your insurance/risk management questions. Your questions are answered by our insurance/risk management professionals in a way that is easily understood. If you have any insurance questions for any line of insurance, please give us a call at 970-254-0813 or email [email protected] because chances are if you have this question, so does everyone else!

Why “Cheap” Insurance Quotes Don’t Measure Up

Carma Brown from Home Loan Insurance has years of experience in handling auto accident claims and providing quotes to people. This video explains why the “cheap” quotes aren’t the best quotes and we highly recommend you look closely at what those quotes are providing in terms of uninsured motorist coverage and medical payments coverage. We want you to be insured properly, so if you would like for us to tell you exactly what your quote is saying it will cover, give us a call at 970-254-0822 or email [email protected]

Insuring Personal Autos on a Business Policy & Vice Versa:

There is a lot of controversy when it comes to insuring personal autos on business policies and company cars on personal policies. Personal insurance agent, Carma Brown from Home Loan Insurance explains what you need to do to make sure you are properly protected in this sticky situation. If this quick video doesn’t answer all your questions, give us a call at 970-254-0822!

Who is responsible for improvements at a time of loss:

This question is specific to Condo Unit Owners. Personal Insurance Agent, Carma Brown from Home Loan Insurance explains who would be responsible for any improvements and betterments if there is a loss. You as a Condo Unit Owner might need an HO-6 Policy for protection.

What’s Building Ordinance Coverage & Why Do You Need It:

If you have an older home, you need Building Ordinance Coverage and it isn’t always packaged in a Homeowners Insurance Policy. Carma Brown from Home Loan Insurance’s Personal Insurance Department explains this coverage and more in this quick video.

Carma Brown was interviewed by Business Innovators Radio about being the Top Producing Insurance Agent in Grand Junction, Colorado. Listen here: